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New Trump Health Policy Would Make Coverage Options More Affordable

Published by The Daily Signal 

By Whitney Jones and Doug Badger

The Trump administration moved on Tuesday to make affordable health care available to millions of Americans with a new proposed rule that would expand the availability of short-term limited duration plans to one year.

The rule comes as a result of the president’s executive order calling on federal agencies to take the necessary measures to scale back Obamacare’s burdensome regulations.

Three weeks before leaving office, President Barack Obama reduced short-term limited duration coverage to less than 90 days, making it very risky for individuals to purchase these cost-effective alternatives to Obamacare plans. Prior to the Obama administration’s rule, Americans could maintain these plans for almost a year.

The Trump administration’s rule would allow these policies to last a year, returning to the rules that were in place prior to the Obama administration’s restrictions.

For consumers who do not have access to employer-based coverage and do not qualify for federal subsidies in the individual market, these short-term plans provide a cost-effective alternative to Obamacare plans. They are typically cheaper than the plans offered on the exchange, as they are exempt from Obamacare’s burdensome regulations and provide less benefits.

See the full story here.


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